What this means for you is low rates, quality control, a secure transaction in record speed.
Quinet Mortgage offers a wide variety of loan programs and products with many options for
just about any financing need. Let us assist you in finding the right
solution. Among those products offered are:
Fixed Rate
As the most popular mortgage program for homebuyers, a fixed rate mortgage offers the stability and consistency of predictable monthly payments for the life of the loan. It may be a good choice for people who expect to live in a home for an extended period of time, or who want to lock in current low interest rates. With a fixed rate mortgage, payments remain constant, allowing you to plan and budget without factoring potential interest rate fluctuations.
Adjustable Rate
With a typically lower mortgage payment, Adjustable Rate Mortgages (ARMs) are an increasingly popular alternative to the conventional fixed rate mortgage for homeowners trying to get the most home for the lowest payment. The downside of the lower payment is a potential increase in the monthly payment over time, if interest rates rise. Therefore, ARMs are most appropriate for people who anticipate an increase in their income during the life of their loan, or who plan on moving in five to seven years.
Jumbos
With mortgage programs of up to $2 million, Loan Network can help you secure a jumbo loan to finance the home of your dreams. We offer various fixed rates for mortgages over the conforming loan amounts, as well as adjustable rate mortgages.
FHA and VA
A popular means for making a first home affordable is through an FHA/VA mortgage program. FHA/VA mortgages offer the following features:
Federal Housing Administration (FHA) Loans
Available to most first-time homebuyers, FHA mortgages allow you to move into your new home with less out-of-pocket cash than required with most conventional loans. The federal government insures these loans to make home ownership affordable to people with modest means who can’t afford large down payments.
USDA Loans
There is still zero down programs like USDA available. Call 1-888-782-1117 and see if you qualify.
Veterans Affairs (VA Loans)
Available to veterans of the armed services, active-duty personnel, reservists, and their spouses, VA mortgages require no down payment and offer some of the easiest qualifying requirements of any home loan.
Interest Only
Month-by-month flexibility
Month after month, you can choose to pay interest only or the combined interest and principal. Your monthly mortgage payment can be up to 45% lower than a traditional mortgage!
You can always choose to pay off your mortgage sooner with no pre-payment penalties!
Freedom to spend your money how you want
With a lower mortgage payment, you have more disposable income.
Use your money to remodel your home, pay off high interest rate bills, finance college, or increase your retirement savings.
How the Interest Only loan works
You can choose to pay more toward your principal at any time.
After the fixed-rate period you pay interest plus principal.
The interest rate can only adjust every 6 months after the fixed-rate period.
An Interest Only loan works best for
People who don't want to put the majority of their money in their house
Homeowners wanting to pay off debt
People who want to pay off their mortgage sooner
People who want to increase short term cash flow
Home Equity
You can put the value of your home to work with a Home Equity Loan. , we have the right loan for you.
Construction Loans for building your own home or using a General Contractor
Loans are subject to availability, approval and compliance with product requirements. 
