Refinance or Home Loan Purchases in WA

Welcome to Academy Mortgage Corporation. As a locally owned direct lender and also a mortgage broker, you get the best of both worlds. The convenience of one stop shopping along with in house processing and very fast turn times will make your experience fast and easy in obtaining your mortgage. Let us help you find the right loan program to suit your specific needs.

Consolidate Debt and Refinance with a Lender you can trust.

· Lock in a great fixed rate

- No out of pocket expenses required!

· Approval in minutes

· Perfect credit not required

· Get cash back when you refinance

Select One: Purchase Refinance Line of Credit

REFINANCING YOUR HOME

Call (888) 782-1117 and get a FREE Interest Saving Analysis which takes about 3 minutes and find out how much money you will save by getting a lower interest rate

or apply online here:

6 Reasons to refinance today

We will help you find the right FHA, Conventional or VA home loan whether you want a rate and term or get additional cash out to consolidate your bills.

If you're looking for the right home loan, for your unique situation, and may be thinking about a refinance, without any "out of pocket" expenses, we can help. If you are thinking about a debt consolidation mortgage but aren't sure if it makes sense to consolidate debt, or combine your first and second mortgage into one loan, or just get some cash out for whatever reason, we can run the numbers for you so you can make an educated decision.

Mortgage Calculators. Buying vs. Renting

PURCHASING A HOME

First time buyer $8,000 tax credit info

Find out how much home you can afford BEFORE you go house hunting, it's fast and easy

Purchase a Home with little and in some cases no money down.

First time Buyer or existing homeowner.

Low Down Payment Required.

Many Loan Programs, including FHA, to suit your needs.

Fast Prequalification.

Local company with experienced loan specialist on duty to answer all of your questions.

Low income programs available.

Call now 1-888-782-1117 or

Pre Qualify Online and fill out a 3 minute Quick App. (get approved in 24 hours or less.)

Note: SSN not required for Quick App and we will never run your credit without speaking to you and getting your permission first.

Our loan programs cover everything from conventional " A" paper loans for people with good or excellent credit to loan programs for people with less than perfect credit.

We've helped hundreds of homeowners get to a better place by showing them refinance or debt consolidation options. With over 75 years of combined experience, we can help you.

People have learned to trust us over the years because our reputation is flawless. We treat you like you were family and as a result people come back time and time again.

Whether you are buying your first home or your 10th home, find out how to Purchase a home with little money down and low or no closing costs.

We are licensed and regulated by the State of Washington, Department of Financial Institutions, and have no (as in zero) complaints with the Better Business Bureau. We do have numerous satisfied clients however.

We are also approved to originate FHA and VA home loans as well as many other loan programs, such as Low Income Housing or Rural Development mortgage loans.

FHA loans are loans that are insured by the Federal Housing Administration, a government agency. We make getting a FHA loan quick and easy. The FHA home loan is a great mortgage choice for those who may have trouble qualifying for other programs. Lower credit scores and lower incomes may qualify!

· You may qualify even if you have a lower credit score or lower household income.

· Get a Cash-out refinance.

· Little or low down payment required when buying a home.

· Your entire down payment can be a gift from a relative.

· Seller concessions allowed up to six percent.

FHA loan limits have increased dramatically. Visit the US Department of Hosing and Urban Development (HUD) to find out what the loan limits for FHA mortgages are in your county.

FHA Loan Limits

Click here to get email notification Rate Watch

(get a notified rate alert on interest rates and select the target rate you are waiting for)

What people are saying about their loan officer Rich Rano: ( Testimonials)

I heard about you through an online inquiry. I chose you because of your low fees/rate

"Rich was very thorough and patient, kept me informed every step of the way. Responded to questions immediately."

- KC Tacoma, WA.

"Very professional and made the entire loan process very easy Rich was always there to answer our questions and he went out of his way to accomodate our needs. I would reccomend him to anyone in need of his services."

-ST Edmonds, WA.

"This was our second time refinancing with Rich, would reccomend him to anyone needing a home loan"

-AC Port Orchard, WA.

"We chose Rich because he was very informative and not pushy. Also it's a local company. He was also very knowledgeable and experienced."

-BC Maple Valley, WA

I was not even hopeful my husband and I could buy a home...he kept his promises, he was very cautious but in the end it was the right way to handle it...he was very good at communicating what was going on, what to expect and what to prepare for...he never gave up even when I was close to doing so...Now my husband and I live in a nice house absolutely loving being in our own home...We would reccomend Rich to anyone...

-MA Everett,WA

Don't be Fooled by Out of State Companies. We are a locally owned mortgage company, with our headquarters in the Puget Sound. Our coverage area iincludes the cities of Bellevue, Seattle, Bothell, Mill Creek, Lynnwood, Edmonds, Everett, Woodinville, Redmond,Tacoma, Kent, Bellingham, Chelan, Aberdeen, Richland, Port Angeles, Port Townsend, Bremerton, Kingston, Anacortes, Hanford, Tri Cities, Ellensburg, Preston, North Bend, Issaquah, Kirkland, Marysville, Stanwood, Smokey Point, Bellingham, Mount Vernon, Mountlake Terrace, Lake Forest Park, Renton, Tukwila, Auburn, Black Diamond, Orting, Puyallup, Maple Valley, Roy, Olympia, Lacey, Gig Harbor, Wenatchee, Spokane, Yakima, Pullman or anywhere in the State of Washington.

Rich Rano Loan Originator WA Lic# CL-87398

Academy Mortgage Corporation 3002 Colby Avenue Suite #310 Everett, WA 98201

Washington License #520-CL-49631

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