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Pacific Finance Group A Washington Mortgage Lender
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For Todays Mortgage Rates please call 425-773-3100.
Welcome to Pacific Finance Group, LLC. We are a locally owned home mortgage lender, with offices throughout Washington State, in business for over 7 years. We are A Rated by the Better Business Bureau with zero complaints.
Whether you are in the market to refinance your home loan or purchase a new home, you can expect the no nonsense service you deserve. With the convenience of having a local office with numerous loan programs, we can help you find the home loan best for your unique situation. All of our loans are processed in house so we are able to keep you informed, your personal information safeguarded ,which results in a very fast and easy mortgage. LOCAL, FAST, EASY, EXACT
Select One: Purchase Refinance Line of Credit
Consolidate Debt and Refinance your mortgage with a Lender you can trust.
· Lock in a great fixed rate
- No out of pocket expenses required!
· Approval in minutes
· Perfect credit not required
· Get cash back when you refinance
With our combined experience of over 50 years in the mortgage industry along with our reputation of integrity, we will help you find the right loan program to suit your specific needs. Call now for a quote for your next home loan: 425-773-3100.
REFINANCING YOUR HOME
Call (425) 773-3100 and get a FREE Interest Saving Analysis which takes about 3 minutes and find out how much money you will save by getting a lower interest rate
or apply online here: 
Fnding the right FHA, Conventional or VA home loan for you, whether you want a rate and term or get additional cash out to consolidate your bills has never been easier.
If you're looking for a purchase home loan or a refinance, without any "out of pocket" expenses, we can help. If you are thinking about a debt consolidation mortgage but aren't sure if it makes sense to consolidate debt, or combine your first and second mortgage into one loan, or just get some cash out for whatever reason, we can run the numbers for you so you can make an educated decision.
Mortgage Calculators. Buying vs. Renting
PURCHASING A HOME
Find out how much home you can afford BEFORE you go house hunting, it's fast and easy
Purchase a Home with little and in some cases no money down.
First time Buyer or existing homeowner.
Low Down Payment Required.
Many Loan Programs, including FHA, to suit your needs.
Local company with experienced loan specialist on duty to answer all of your questions.
Low income programs available. Call now 1-888-782-1117 or
Pre Qualify Online and fill out a 3 minute Quick App. (get approved in 24 hours or less.)
Note: SSN not required for Quick App and we will never run your credit without speaking to you and getting your permission first.
Our loan programs cover everything from conventional " A" paper loans for people with good or excellent credit to loan programs for people with less than perfect credit.
We've helped hundreds of homeowners get to a better place by showing them refinance or debt consolidation options. With over 75 years of combined experience, we can help you.
People have learned to trust us over the years because our reputation is flawless. We treat you like you were family and as a result people come back time and time again.
Whether you are buying your first home or your 10th home, find out how to Purchase a home with little money down and low or no closing costs.
We are licensed and regulated by the State of Washington, Department of Financial Institutions, and have no (as in zero) complaints with the Better Business Bureau. We do have numerous satisfied clients however.
Some clients will want to consider doing a FHA or VA home loan as well as many other loan programs, such as Low Income Housing or Rural Development mortgage loans. We can help you make an informed decision and explain all of your options.
FHA loans are loans that are insured by the Federal Housing Administration, a government agency. The FHA home loan may be a great mortgage choice for those who may have trouble qualifying for other programs. Lower credit scores and lower incomes may qualify. FHA loan limits have increased dramatically. Visit the US Department of Hosing and Urban Development (HUD) to find out what the loan limits are.
What people are saying about their loan officer Rich Rano: ( Testimonials)
I heard about you through an online inquiry. I chose you because of your low fees/rate
"Rich was very thorough and patient, kept me informed every step of the way. Responded to questions immediately."
- KC Tacoma, WA.
"Very professional and made the entire loan process very easy Rich was always there to answer our questions and he went out of his way to accomodate our needs. I would reccomend him to anyone in need of his services."
-ST Edmonds, WA.
"This was our second time refinancing with Rich, would reccomend him to anyone needing a home loan"
-AC Port Orchard, WA.
"We chose Rich because he was very informative and not pushy. Also it's a local company. He was also very knowledgeable and experienced."
-BC Maple Valley, WA
I was not even hopeful my husband and I could buy a home...he kept his promises, he was very cautious but in the end it was the right way to handle it...he was very good at communicating what was going on, what to expect and what to prepare for...he never gave up even when I was close to doing so...Now my husband and I live in a nice house absolutely loving being in our own home...We would reccomend Rich to anyone...
-MA Everett,WA
Don't be Fooled by Out of State Companies. We are a locally owned mortgage company, with our headquarters in the Puget Sound. Our coverage area iincludes the cities of Bellevue, Seattle, Bothell, Mill Creek, Lynnwood, Edmonds, Everett, Woodinville, Redmond,Tacoma, Kent, Bellingham, Chelan, Aberdeen, Richland, Port Angeles, Port Townsend, Bremerton, Kingston, Anacortes, Hanford, Tri Cities, Ellensburg, Preston, North Bend, Issaquah, Kirkland, Marysville, Stanwood, Smokey Point, Bellingham, Mount Vernon, Mountlake Terrace, Lake Forest Park, Renton, Tukwila, Auburn, Black Diamond, Orting, Puyallup, Maple Valley, Roy, Olympia, Lacey, Gig Harbor, Wenatchee, Spokane, Yakima, Pullman or anywhere in the State of Washington.

Rich Rano Senior Mortgage Specialist Lic# MLO # 120146
Pacific Finance Group, LLC Licence #MB119153
8259 122nd Ave NE Suite# 213
Kirkland, WA 98033
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